The Best Personal Finance Apps for 2026

Best for copywriters needing to separate irregular freelance income from personal expenses and estimate quarterly taxes.

End-to-end client management that combines contracts, invoices, and payments specifically for creative professionals.

A modern replacement for Mint that allows copywriters to track net worth and business income across multiple accounts.

Automatically feeds your bank data into customizable Google Sheets or Excel templates for total control over design project margins.

While primarily for training, its integrated payment system allows trainers to collect session fees and track monthly recurring revenue (MRR).

Identifies and cancels unused streaming or academic subscriptions that eat into a student's budget.

Highly customizable business management tool for photographers who want to white-label their financial portal for clients.

A free solution for freelance copywriters to manage bookkeeping, invoicing, and basic cash flow tracking.

Includes copywriter-specific contract templates and automated expense tracking to ensure you maximize freelance deductions.

Advanced financial reporting for designers scaling into a full studio, with support for payroll and detailed cash flow.

Automatically separate business grocery and gym membership expenses from personal ones with a simple swipe.

The essential app for students living with roommates to track shared rent, utilities, and grocery bills.

Focuses on time tracking and visual project reports so designers can see exactly which clients are most profitable.

A multicurrency finance app perfect for international students or researchers working abroad.

A robust accounting tool for VAs who are scaling their business into a virtual assistant agency with multiple employees.

Shows trainers how much 'In My Pocket' cash they have after accounting for gym rent and equipment loans.