Updated February 2026

7 Best Accounting Software for Startups (2026)

Don't waste money on the wrong tools. We analyzed the top Accounting Software to help you find the perfect match for startups.

#1 RECOMMENDED
QuickBooks Online Logo

QuickBooks Online

🏆 Fundraising
4.8/5

The VC standard. If you plan to raise money, investors expect your books to be in QBO. It scales from pre-revenue to Series B and integrates with every major startup tool (Brex, Gusto, Carta).

Investor-ready reporting Integrates with Cap Table software Universal accountant support
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Runner Ups

#2
Pilot

Pilot

Outsourced Bookkeeping
4.7

Software + Service. Pilot provides a dedicated bookkeeping team that uses their software to manage your QBO file. It's the 'peace of mind' option for founders who don't want to touch accounting.

What we like
  • Specialized in high-growth startups
  • R&D tax credit assistance
  • Monthly financial reviews
Drawbacks
  • Expensive for bootstrapped teams
  • Service response times vary

Starting at

$599/mo

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#3
Xero

Xero

Global Teams
4.6

The global startup choice. If your startup has a remote team in Europe or Asia, Xero's multi-currency handling is far superior to QBO's, making consolidation much easier.

What we like
  • Beautiful, modern API
  • Excellent multi-currency
  • Unlimited users included
Drawbacks
  • Less popular with US VCs
  • Payroll options limited

Starting at

$13/mo

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#4
Brex

Brex

Expense Management
4.8

More than a card. Brex's financial software now offers expense management and basic accounting features that allow early-stage startups to track burn rate without a full ERP.

What we like
  • Real-time expense tracking
  • High credit limits for startups
  • Automated receipt matching
Drawbacks
  • Not a full general ledger
  • Strict eligibility criteria

Starting at

Free

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#5
Puzzle

Puzzle

Real-Time Metrics
4.7

The modern challenger. Built specifically for startups, Puzzle generates real-time financial statements and metrics (Runway, Burn) automatically, using a data model designed for founders, not CPAs.

What we like
  • Native startup metrics (Burn, Runway)
  • Modern, fast UI
  • Autonomous categorization
Drawbacks
  • Newer, less proven
  • Fewer integrations than QBO

Starting at

$50/mo

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Frequently Asked Questions

Common questions about choosing the right software.